Top 7 Credit Card Offers in Thailand with Cashback & Rewards

Hunting for the best credit card offers in Thailand? This 2025 guide ranks seven standout cards for cashback, points, and perks—so you can match the right benefits to your everyday spending and save more each month.

How We Ranked the Best Credit Card Offers in Thailand

We scored cards on cashback rates, reward flexibility, caps and exclusions, annual fees, partner perks, and ease of approval. For context on market growth and regulation, see the Bank of Thailand and payment network updates from Visa Thailand and Mastercard Thailand.

Top 7 Credit Card Offers in Thailand (Cashback & Rewards)

UOB TMRW Credit Card — Customise categories; up to strong cashback with useful caps. UOB Thailand.
UOB One Credit Card — Everyday rebates on transit & convenience stores; broad 1% base. Learn more.
AEON NextGen Digital — Online-shopping cashback and 0% instalments on campaigns. AEON Thailand.
Bangkok Bank Cards — Solid universal cashback plus hospital/health privileges. Bangkok Bank.
Krungsri (Bank of Ayudhya) Cards — Fuel, shopping & dining multipliers; frequent promos. Krungsri.
SCB (Siam Commercial Bank) Cards — Lifestyle rewards and strong app experience. SCB.
Citibank / UOB Citi-branded — Popular cashback options; check current migration benefits. Citi → UOB Thailand.

Which Credit Card Offers in Thailand Fit Your Spending?

Groceries & 7-Eleven: Look for category-based cashback with monthly caps.
Transit (BTS/MRT/Grab): Cards with transport boosts save the most for commuters.
Fuel: Co-branded or issuer fuel promos can beat generic cashback on heavy driving.
Online shopping & travel: Consider points transfers to airlines/hotels if you value miles.

Fees, Caps, and Fine Print to Watch

Many of the best credit card offers in Thailand include monthly cashback caps and category exclusions (e.g., bill payments or e-wallet top-ups). Check annual fee waivers (often tied to annual spend) and foreign transaction fees if you shop overseas.

Internal Resources to Compare & Apply

Credit Card Comparison Tool — filter by cashback rate, caps, and fees.
Best Savings Accounts in Thailand — maximise interest alongside rewards.
ROI Calculator — estimate value of points vs. cashback for your spending.
Contact Us — get a personalised shortlist.

Bottom line: Match your routine to the strongest categories, mind the monthly caps, and re-check promos every quarter. That’s how to squeeze maximum value from the top credit card offers in Thailand in 2025.